Turlock real estate CA, Modesto real estate and Merced County real estate, home listings and homes for sale in California - Pamela Easton, REALTOR® Pamela Easton REALTOR(r) for Turlock, Modesto and Merced County, California real estate - NUMBER1EXPERT™ Pamela Easton NUMBER1EXPERT(tm) for Turlock, Modesto and Merced County, California real estate
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Pamela Easton, REALTORŪ, real estate agent and broker for Turlock, Modesto and Merced County California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
Into what category do forty-four percent of home buying households fall?

A 
Forty-four percent of home-buying households are made up of married couples with dependents.
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FEATURED PROPERTY
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Huge - Unique Corner Lot - POOL
THREE DAYS ON MARKET 8-1-2011 - PENDING SALE!! Huge CORNER Lot! Built In POOL!
Location: TURLOCK - EAST
Price: $182,000 PENDING SALE 8-4-11
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Pamela Easton, REALTORŪ, real estate agent and broker for Turlock, Modesto and Merced County California home listings, property and land for sale - NUMBER1EXPERT(tm)

Pamela Easton, CRS, GRI, SRES, REALTOR
Century 21 M & M and Associates

1351 Geer Road - Suite 103
Turlock, California 95380
CA DRE #01228861 Broker #01183865
Direct: (209) 633-1845
CELL/Text: 209-605-4584
FAX: 209-216-5148
Pamela.Easton@Century21.com

Pamela Easton, CRS, is the Number One Agent in Marketing and Technology in the Central Valley areas of Modesto and Turlock. She is a licensed REALTOR in the State of California. Pamela has a background in the Real Estate Industry that few agents can match. Being a third generation Real Estate Professional, with her own career starting in residential lending in the late 60's, Pamela is able to take the 30+ year background she has and combine it with the technology of today! That spells SUCCESS for her clients. She is a forerunner in the way Real Estate has integrated with technology in the Central Valley. Known for staying on top of the industry changes. She has continually demonstrated throughout her career by constantly updating and educating herself. She has earned the following designations: CRS (Certified Residential Specialist),GRI (Graduate Real Estate Institute), SRES (Seniors Real Estate Specialist--Senior Advantage Real Estate Council) and CRMO (Certified Residential Mortgage Originator - California Mortgage Bankers Association)--although not originating loans, this designation is a very strong benefit for Pamela's clients. A member of the Council of Residential Specialists, Association of Professional Mortgage Women, National Association of Realtors, Merced Association of Realtors. Proudly affiliated with Century 21 M & M and Associates, her mark of excellence has included CVAR Masters Club, Million Dollar Club, and the coveted 'Centurion Producer' awards - along with being the first of over 90,000 Century 21 agents NATIONWIDE to receive the 'Technology Award' presented for the very first time in 2003! March 2007, chosen ONE of THREE agents to exemplify the 'Gold Standard' for Century 21 agents nationwide.

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