You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In my years in the real estate industry - this is the area that I see people make the most mistakes. Not understanding the process - or falling for false promises. Shopping for a home without a solid understanding of your proper price range - I have witnessed many hearts broken, stress riddled lengths of time that could have been avoided.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What the bank feels you can afford for a monthly payment.
I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.
Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Turlock, Modesto and Merced County Realtor to offer services such as these.
There is MUCH news media coverage regarding the Stanislaus County, Merced County, and San Joaquin County foreclosures. You hear of auctions - you hear of extraordinary low pricings. Yes, there are many on the market today. But it is MOST important to understand the process, KNOW the most important steps that will help you get YOUR offer accepted! Let me help you get from Point A to Z. It is NOT as easy as the media frenzy makes it out to be! The subprime industry was there for a reason - and was abused in many cases. Let's work together to make sure YOU get what you can afford - and further more, let's make sure YOU get what you are promised!
Once you fill out the form, I will quickly process your information and get right back to you!
- NUMBER1EXPERT™ 
